Small business & working capital
Day-to-day operating capital, equipment, and expansion funding for established businesses.
For investors
Fund real businesses, not just loan categories.
Every public opportunity on Realfund started as a private IOU that a business opened up for additional funding. You're backing a documented agreement with clear terms, not an anonymous pool of debt.
Featured opportunity
PUBLIC IOU
Local business expansion
Target APY9.2%
Term24 mo
RiskA
Start investing
Funding types, not fixed categories
Investors fund Fundings — each one is its own agreement.
Because opportunities originate from real private IOUs, the type of funding varies with the businesses using the platform. Common funding types include:
Tourism & hospitality
Tourism is a major economic driver across Latin America — funding for hospitality and visitor-facing businesses.
Agriculture & agtech
Latin America is one of the world's largest agricultural exporters — funding for producers, processors, and agtech.
Renewable energy
Solar and wind capacity is expanding quickly across the region — funding for small and mid-size energy projects.
Real estate
Development and short-term rental fundings backed by real property, including opportunities in Paraguay.
Logistics & trade
Warehouse and import/export infrastructure funding in regional trade hubs.
Why it's different
Every public listing traces back to a real, signed agreement.
Documented terms
Each funding started as a private IOU with signed terms before it was ever made public.
Identity checks
Businesses and lenders go through verification before listing or investing.
Clear metrics
Target APY, term, and funding progress are visible before you commit.
Encrypted data
Account and agreement information is protected in transit and at rest.