IOU PLATFORM

CREATE IOUS TRACK PAYMENTS CONTROL TERMS

Realfund lets businesses and consumers create IOUs with custom repayment terms, track payments, and automatically calculate what's owed. It's free for businesses and built for flexibility.

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THE REALFUND ADVANTAGE

BUSINESS & CONSUMER IOUS

Create IOUs between any two parties with clear responsibilities and timelines.

FULLY CUSTOM TERMS

Set custom conditions, repayment types, and milestones that match your agreements.

PAYMENT TRACKING

Log payments, calculate outstanding balances, and keep both parties aligned.

HOW IT WORKS

1
CREATE

Start a new IOU with the amount, parties, and expected repayment.

2
DEFINE TERMS

Select predefined terms or customize every detail of the agreement.

3
RECORD

Log payments as they happen with notes and supporting details.

4
TRACK

Monitor remaining balances with automatic calculations.

PREDEFINED TERMS, TOTAL FLEXIBILITY

PRESET OPTIONS
  • Equal weekly or monthly payments
  • Fixed due date with optional installments
  • Deferred start with milestone-based release
CUSTOM CONDITIONS
  • Set late fees or grace periods
  • Add notes and agreement conditions
  • Define custom repayment schedules

FREE FOR BUSINESSES

Realfund gives businesses a simple way to manage payment agreements without extra software costs. Keep IOUs organized, transparent, and accurate for every customer or partner.